chore(release): move to independent per-crate versioning at 0.5.0

Each workspace crate now owns its own version instead of the previous
lockstep scheme; irtt-proto, irtt-client, irtt-server, irtt-stats, and
irtt-cli all become 0.5.0 as the first independently-versioned release.
Workspace dependency requirements are bumped to match.

Add a root CHANGELOG.md with a real per-crate 0.5.0 section drawn from
archaeology of every merge since v0.4.0, not just path-filtered commits.

Move cargo-dist to a crate-qualified `irtt-cli/vX.Y.Z` tag namespace so
only irtt-cli (the one dist-able application) triggers a GitHub Release;
library crate tags (irtt-proto/irtt-client/irtt-server/irtt-stats) exist
purely to pin the source for a crates.io release and no longer risk
tripping the release workflow. Regenerate the renamed
irtt-cli-release.yml via `dist generate` and update the few other files
that referenced the old release.yml path by name. Also fix a stale
`features = ["full"]` in dist-workspace.toml left over from a feature-flag
refactor that dropped the "full" feature entirely, which was silently
breaking every dist build.

Rescope semver.yml's tag trigger to the same five crate-qualified tags
so semver checks keep running under the new convention.

Cargo.toml

@@ -17,10 +17,10 @@ homepage = "https://github.com/Lochnair/irtt-rs"
 readme = "README.md"
 
 [workspace.dependencies]
-irtt-proto = { version = "0.4.0", path = "crates/irtt-proto" }
-irtt-client = { version = "0.4.0", path = "crates/irtt-client" }
-irtt-server = { version = "0.4.0", path = "crates/irtt-server" }
-irtt-stats = { version = "0.4.0", path = "crates/irtt-stats" }
+irtt-proto = { version = "0.5.0", path = "crates/irtt-proto" }
+irtt-client = { version = "0.5.0", path = "crates/irtt-client" }
+irtt-server = { version = "0.5.0", path = "crates/irtt-server" }
+irtt-stats = { version = "0.5.0", path = "crates/irtt-stats" }
 
 [profile.release]
 opt-level = "z"